ASPIS BANK in support of all businessmen and freelance professionals with entrepreneurial spirit, such as yourself, offers a wide range of new products and services catered for every aspect of your professional activities.

NOW YOU HAVE OPTIONS
For businessmen like you with an annual turn over of up to € 2.500.000, ASPIS BANK offers a great variety of products and services to choose from for covering your professional needs. Thus, we offer you the opportunity:

- To own your own business premises. By paying monthly instalments to ASPIS BANK, you can save on your rent and own your business premises within a few years.
- To purchase equipment (furniture, machinery, lab equipment etc.) for your business, office, or medical practice premises
- To renovate your shop or office space in need, even if you are not the owner.
- To expand into new areas in order to cover your growing needs.

5 + 1 REASONS THAT JUSTIFY YOUR CHOICE

COMPETITIVE INTEREST RATES
ASPIS BANK offers competitive loan rates and low loan processing fees. You just choose what best suits your needs:
• An interest rate commencing from 5.9%* that varies according to the general market trends. This way you may benefit of favourable economic conditions.
• A competitive base rate for the business premises loan today set at 5%.

FLEXIBILITY IN LOAN REPAYMENTS
Aiming to accommodate your need to plan your debt repayment, ASPIS BANK has designed its products in such a way as to present you with a number of flexibilities such as:
• Ability  for early repayments, thus, selecting to reduce the loan’s duration
• Ability  for early repayments, thus, selecting to reduce the amount of the following instalments
• Option to take breaks from your loan repayments up to 12 months (Grace period up to 12 months)
• Ability to choose between monthly or quarterly instalments

SIGNIFICANT TAX EXEMPTIONS
In certain cases, the interest you pay on your loan is deducted from your taxable income.

REPAYMENT PERIOD OF UP TO 20 YEARS
ASPIS BANK offers you many repayment duration options, to facilitate your budget planning.  Repayment duration ranges up to 20 years for business premises loans.
 
AUTOMATIC PAYMENT OF MONTHLY INSTALMENTS
By opening an account, you can set up an automatic payment program for your instalments, thus, avoiding time consuming procedures.  You can use your ASPIS CASH card to deposit your mortgage instalment at over 800 ΑΤΜs throughout Greece free of charge.
Finally, ASPIS BANK sends you a monthly or quarterly account statement at no cost enabling you to monitor your account and transactions.
 
FRIENDLY SERVICE, INSTANT PROCEDURES
ASPIS BANK replies as soon as possible to your loan application without time consuming procedures.

* The above-mentioned interest rate, does not include a surcharge of 0,6%, applicable in accordance with L. 128/75.