ASPIS PROFESSIONAL | Working Capital

ASPIS BANK in support of your professional choices offers you with instant procedures and straightforward terms a loan in the form of Working Capital.

Loan Purpose
The Working Capital is granted for covering unexpected or standard needs. By enhancing your day-to-day cash flow you have the potential to cover unforeseen expenses that may arise through the exercise of your profession as well as to act upon newly presented opportunities. 

Loan Terms
The loan addresses businesses active in all sectors of the economy (Light Industry, Commerce, Services) with an annual turn over of up to € 2.500.000 and in business for at least 1 year.
In addition, the loan is granted to scientists (i.e. doctors, dentists, apothecaries etc.) and to all other freelance professionals.

Loan Amount
The amount ranges from € 6.000 up to € 300.000. An amount of up to € 50.000 is granted with no collateral securities.

Duration
Indefinite with an annual reappraisal.

Loan Rate
Commencing at 5.9%* variable adjusted to the client’s profile.

Loan Repayment
By quarterly interest deposits and repayment of capital whenever it suits your needs.

* The above-mentioned interest rate, does not include a surcharge of 0,6%, applicable in accordance with L. 128/75.