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Loan rates |
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| Consumer Loan |
Nominal interest rate |
| CONSUMER LOAN WITH VARIABLE INTEREST RATE |
9% + client spread from 0%-5% |
| OPEN CREDIT |
9% + client spread from 1%-5% |
| BALANCE TRANSFER LOAN |
8,50% + fixed for 1 year,followed by 9% variable + client spread from 0% to 5% |
| OVERDRAFT |
9% + client spread 3% |
| PUBLIC SECTOR EMPLOYESS & PENSIONERS PAYROLL ACCOUNT OVERDRAFT |
9% + client spread -1% |
| LOAN FOR PRIVATE SECTOR EMPLOYESS WITH A PAYROLL ACCOUNT WITH VARIABLE INTEREST RATE |
9% +client spread from -0.50% to 4.50% |
| LOAN FOR PUBLIC SECTOR EMPLOYESS & PENSIONERS WITH A PAYROLL ACCOUNT WITH VARIABLE INTEREST RATE |
9% + client spread from -1% to 4% |
| LOAN FOR NEW PARENTS WITH VARIABLE INTEREST RATE |
9% + client spread from -0.50% to 4.50% |
| STUDENT LOAN WITH VARIABLE INTEREST RATE |
9% + client spread 0.60% |
| HOME EQUITY LOAN WITH VARIABLE INTEREST RATE |
9% + client spread -2% |
| CONSUMER LOAN FOR MORTGAGE CLIENTS WITH VARIABLE INTEREST RATE |
9% + client spread -1% |
| Mortgages |
Nominal interest rate |
| ASPIS KATOIKIA WITH FIXED INTEREST RATE FOR 3 YEARS |
6% fixed for 3 years, followed by P.I.R. + client spread from 1% |
| ASPIS KATOIKIA VARIABLE INTEREST MORTGAGE |
P.I.R. + spread from 1% |
| BASIC VARIABLE |
6.50% |
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| Subsidized Mortgages |
Nominal Interest Rate |
| WORKERS HOUSING ORGANIZATION (O.E.K.) |
E.C.B. + spread 1.38% |
| GREEK STATE - BASIC INTEREST RATE>
| 6.50% variable |
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* The above interest rates do not include a 0.12% surcharge for mortgages and a 0.6% for consumer, professional and corporate loans, as per L. 128/75.
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