Title: ASPIS BANK Large Purchase Loan

Would you like to make a large purchase such as buying home furnishings, a car or a boat under favourable conditions? Our large purchase loan is the perfect solution!

Loan Purpose
The purpose of this loan is to finance large purchases (e.g. cars, boats, furniture, electric appliances etc.).

Amount
The amount of the loan ranges from € 3.000 to € 50.000

Duration
Up to 96 months. The duration can be extended up to 10 years if collateral security is provided.

Loan Rate
Base rate (variable): 9% + client margin.
The client margin ranges from 1% to 3% depending on the percentage in which the client participates in the amount required for the purchase of the goods.

Invoices and receipts of the purchases are a prerequisite for the loan.

Bonus Program

Clients consistent in payment of instalments and exclusive of early loan repayment are rewarded by a 10% refund of the interest accrued annually, reimbursed at the loan’s completion

Flexibility in Arranging your Monthly Loan Instalments
Repayment by equal monthly instalments. You may benefit through the use of flexibilities on offer with regards to your instalments such as:

·       Ability to increase or decrease the amount of the monthly instalment, thus, rearranging the loan’s duration

·       Ability to  defer the payment of up to two instalments (even two consecutives ones) per year, by prolonging the loan’s duration

·       Early partial or full loan repayment at no extra cost

Added Benefits

• ASPIS BANK VISA, free of annual fees for 1 year
• Loan approval within 1 day
• Free automatic deposit account debit
• Monthly balance statement
• Use of the Bank`s networks for making minimum monthly payments
• Ability to monitor your loan through the online banking & phone banking services   

*All the above-mentioned interest rates, do not include a surcharge of 0,6%, applicable in accordance with L. 128/75.