Title: ASPIS BANK Student Loan

Problems in financing your studies? The Student Loan now on offer is here to address the issue.  This loan aims to accommodate students or their parents, who are interested in covering their study expenses at an exceptionally low rate.

Loan Purpose
The purpose of this loan is to help cover the expenses that might arise, during ones studies. It is catered for those studying home or abroad in various institutions (Universities, Technology Schools, Private Institutes etc.)

Loan Amount
The loan amount ranges from € 1.500 to € 15.000.

Loan Rate
Exceptionally low interest rate: 9,6%variable, for the loan’s entire duration

Duration
Up to 48 months

Bonus Program
Clients consistent in payment of instalments and exclusive of early loan repayment are rewarded by a 10% refund of the interest accrued annually, reimbursed at the loan’s completion

Flexibility in Arranging your Monthly Loan Instalments
Repayment by equal monthly instalments. You may benefit through the use of flexibilities on offer with regards to your instalments such as:
• Ability to increase or decrease the amount of the monthly instalment, thus, rearranging the loan’s duration
• Ability to  defer the payment of up to two instalments (even two consecutives ones) per year, by prolonging the loan’s duration
• Early partial or full loan repayment at no extra cost

Added Benefits
• 50% discount on all expenses for consumer loans
• Student savings account, bearing interest from the very first €.
• ASPIS BANK College Visa, with a prime interest rate of 14,55% and free of annual fees as long as it is issued as an additional card. Cash withdrawal from your deposit account on ATM’s by ASPIS BANK & ALPHA BANK free of charge
• No charge for money transfers through ASPIS Online Banking
• ASPIS BANK Debit Visa for withdrawals and deposits, at the ATMs in Greece and abroad

Extras
• Loan approval within 1 day
• Free automatic deposit account debit
• Monthly balance statement
• Use of the Bank`s networks for making minimum monthly payments
• Ability to monitor your loan through the online banking & phone banking services   

*All the above-mentioned interest rates, do not include a surcharge of 0,6%, applicable in accordance with L. 128/75.