Title : ASPIS BANK Balance Transfer Loan

This loan offers you from €1,500 up to €30,000, in order to refinance accumulated debts (loans and credit cards) from other banking institutions. Transfer your outstanding balances from loans and/or credit cards and have the benefit of a prime rate of 8,50% fixed for a year.

Loan Purpose
This loan is offered for the transfer of outstanding balances from loans and/ or credit cards maintained with other banks.

Loan Amount
The amount of the loan ranges between 1.500 € and 30.000 €.

Duration
The duration of the loan is up to 96 months

Loan Rate
 Prime rate of  8,50% fixed for a year, followed by 9% variable + client spread from 0% to 5%.

Bonus Program
Clients consistent in payment of instalments and exclusive of early loan repayment are rewarded by a 10% refund of the interest accrued annually, reimbursed at the loan’s completion

Monthly loan instalments
Repayment by equal monthly instalments. You may benefit through the use of flexibilities on offer with regards to your instalments such as:
• Ability to increase or decrease the amount of the monthly instalment, thus, rearranging the loan’s duration
• Ability to  defer the payment of up to two instalments (even two consecutive ones) per year, by prolonging the loan’s duration
• Early partial or full loan repayment at no extra cost during the loan’s variable rate period. 

Added Benefits
• ASPIS BANK VISA, free of annual fees for 1 year
• Loan approval within 1 day
• Free automatic deposit account debit
• Monthly balance statement
• Use of the Bank`s networks for making minimum monthly payments
• Ability to monitor your loan through the online banking & phone banking services  

*All the above-mentioned interest rates, do not include a surcharge of 0,6%, applicable in accordance with L. 128/75.