The loan offers you 1.500€ to 30.000€ quickly and easily, to cover your scheduled or unexpected personal expenses. With a set duration and monthly instalments ensuring the optimum planning of your budget.

Loan Purpose
This loan is offered to cover scheduled or unexpected personal expenses. No supporting documentation is required, such as invoices or receipts. 

Loan Amount
The amount of the loan ranges between €1,500 and €30,000. For larger amounts, collateral security is required.

Duration
Up to 96 months

Loan Rate
1. Base rate (variable): 9% + client margin

The client margin ranges from 0% to 5% depending on your financial means and the amount you applied for.

Bonus Program
Clients consistent in payment of instalments and exclusive of early loan repayment are rewarded by a 10% refund of the interest accrued annually, reimbursed at the loan’s completion

Flexibility in Arranging your Monthly Loan Instalments
Repayment by equal monthly instalments. You may benefit through the use of flexibilities on offer with regards to your instalments such as:
• Ability to increase or decrease the amount of the monthly instalment, thus, rearranging the loan’s duration
• Ability to  defer the payment of up to two instalments (even two consecutives ones) per year, by prolonging the loan’s duration
• Early partial or full loan repayment at no extra cost during the loan’s variable rate period.

Added Benefits
• ASPIS BANK VISA, free of annual fees for 1 year
• Loan approval within 1 day
• Free automatic deposit account debit
• Monthly balance statement
• Use of the Bank`s networks for making minimum monthly payments
• Ability to monitor your loan through the online banking & phone banking services  

*All the above-mentioned interest rates, do not include a surcharge of 0,6%, applicable in accordance with L. 128/75.